Most home owners with a mortgage would like to own their home debt-free as quickly as possible. However most people do nothing beyond making the minimum repayments over the life of the loan. Some will make sacrifices to their…
More -As a ‘general rule’, here at Pillar we suggest that most of our clients should aim to retire on roughly 50% of their current household income, assuming they carry no personal debt into retirement. Regardless, preparing for retirement is…
More -Experts’ Views on the Timing of Interest Rate Reductions in Australia are varied. Whilst nobody has a crystal ball, there seems to be some consensus around early 2024. Current indicators are promising, with Forbes reporting that spending on discretionary…
More -The tax return deadline if you’re lodging your tax return yourself is October 31, 2023. This date can be extended if you are using a tax agent or accountant, but you will still need to engage them by October…
More -Tax planning plays a crucial role in effectively managing your finances and maximising your tax return. By employing a few smart strategies like those discussed below, you can optimise your financial situation and receive more money after completing your…
More -Not everyone uses a financial planner. There are several crucially important benefits to doing so, however. Regardless of your goals, a financial planner can help you in a variety of ways to plan your future and help you achieve…
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